About Us
At RBS Wealth Management, we believe your financial journey should empower you to live well today while building a secure tomorrow. Based in Alto, Michigan, our trusted team crafts personalized strategies for individuals and families nationwide. Whether you’re starting to build wealth, planning for retirement, or navigating estate or business transitions, we provide practical, tax efficient solutions tailored to your goals. Our advisors blend small-town care with big-picture expertise, ensuring your money works smarter for you right now. Are you ready to take control of your financial future with confidence? Let us create a plan that helps you thrive at every stage of life.
What We Do
Whether you want to prepare for life’s milestones or need to plan for the unexpected, we will work alongside you to help you meet your financial and legacy goals. Some specific areas of concentration include:
Retirement Planning
At RBS Wealth Management, our retirement planning begins with a deep dive into your financial picture- your assets, goals, and vision for the future. We analyze your current situation, project it forward with a conservative outlook, and craft a personalized mix of taxable, tax-free and income-generating investments. Our ultimate goal? To build a portfolio tailored to your unique risk tolerance, designed to grow with the markets when they thrive and manage risk for when they dip. This approach ensures your retirement is secure while keeping funds accessible for today’s needs, like emergencies. Ready to plan a retirement that balances confidence now and in the future?
Multi Generational Wealth Planning
At the heart of a multigenerational financial plan is the vision to secure not just your own financial future, but also that of your children, grandchildren, and beyond. Our comprehensive approach ensures you have sufficient resources to live comfortably throughout your lifetime while strategically positioning your wealth to support future generations. By diversifying investments across various accounts—such as retirement plans, trusts, philanthropy, and education savings—we create a tailored strategy that balances growth, security, and tax efficiency. Whether your goal is to fund a grandchild’s education, pass down a legacy of wealth, or support charitable causes, our plan aligns with your aspirations, ensuring financial stability and opportunities for generations to come.
Business Succession Planning
Our tailored business succession planning starts early, ensuring your goals for selling your business are met with precision. We analyze income potential from the sale, collaborate with top-tier attorneys and CPAs, or provide trusted referrals to craft tax-efficient strategies, including 1031 exchanges or equity retention. Whether your priorities include philanthropy through foundations or donor-advised funds, family wealth preservation, or maximizing retirement income, we develop a customized roadmap. Our investment strategies focus on generating sustainable income and growth, so your retirement remains secure without sacrificing flexibility or future opportunities.
Who We Serve
RBS Wealth Management proudly serves business owners, multi-generation high-net-worth families, and intentional wealth builders who seek strategic financial guidance rooted in trust and long-term value. From succession and exit planning to multigenerational wealth transfer and disciplined investment growth, we provide tax-smart, personalized strategies designed to meet your unique goals. Our experienced team in Alto, Michigan supports clients across the U.S. with clarity, consistency, and a strong commitment to preserving and growing what matters most. Whether you’re building, transitioning, or protecting wealth, RBS Wealth Management is here to help you navigate your financial journey with confidence.
Multi-Generation High-Net-Worth Families
We partner with multi-generation high-net-worth families to manage generational wealth, estate planning, and complex financial decisions. Our personalized strategies ensure your values, assets, and legacy are protected for the future—providing clarity and confidence across generations.
Business Owners & Entrepreneurs
We help successful business owners plan for growth, protect their wealth, and prepare for smooth transitions. From exit planning to investment strategy, we offer expert guidance to support your business and personal financial goals—today and into retirement.
Professionals, Executives & Intentional Wealth Builders
We work with professionals, executives, and passionate savers who are intentional about building long-term wealth. From optimizing income and retirement benefits to minimizing taxes, we create strategies that align your financial habits with your future goals—so you can enjoy the rewards of a disciplined, forward-thinking approach.