Trusted Financial Advisors Guiding You Toward Strength, Security, and Long-Term Success
Founded by Ryan Stephen in 2009, RBS Wealth Management is dedicated to guiding clients through every stage of life, not just retirement. With years of experience, Ryan brings a wealth of knowledge and a unique perspective to financial advising. We believe there’s no single “best” approach—only the right one for you. Our mission is to create a clear, simplified strategy that supports your financial goals during your saving years while enhancing your lifestyle in retirement. We focus on balancing living well today without compromising your future
At RBS Wealth Management, we take a distinctive approach to investing. Market risks shift over time, and with insights from top asset managers and analysts, we identify and mitigate those risks to protect your wealth. Our goal is to design strategies with a strong upside potential while minimizing losses. Simply put, we aim to ensure your gains outweigh your risks
Our dedicated team is here to serve you with compassion and commitment. Our team is made up of individuals who are passionate about your success, celebrating your victories and supporting you through challenges. We walk alongside you, preparing for life’s uncertainties and leveraging our network of specialists across industries to meet your needs, no matter the circumstances.
At RBS Wealth Management, we’re more than advisors—we’re partners in your financial journey.
Trusted Financial Guidance with Strength, Clarity, and Long-Term Strategy
Trusted Relationships, Unwavering Commitment
At RBS Wealth Management, you’re not just another account — you’re family. We build lifelong relationships rooted in trust, transparency, and personalized advice, ensuring your goals are always our top priority.
Tailored Strategies for Every Stage of Life
No cookie-cutter plans here. Our advisors craft customized financial strategies based on your unique dreams, whether it’s retirement, education, or legacy planning, adapting as your life evolves.
Our Staff
At our RBS Wealth Management office serving Alto and the greater Grand Rapids area, we pride ourselves on delivering trusted financial guidance backed by the strength and stability of Michigan values. Our experienced team is dedicated to building lifelong relationships through honesty, transparency, and unwavering commitment, helping families across Michigan and beyond achieve their financial goals with confidence and clarity.
Ryan B. Stephen
Managing Partner, Senior Wealth Advisor
I started my financial advising career in 2009, but my story began five years earlier. I fell in love with following the economy and market psychology while trading options with my dad. We would strategize and determine what the next move was. During that period, I was approached and asked why I don’t do this for a living.
I began my career at Edward Jones, which allowed me to learn more than I ever expected about the market and investments. During my tenure, I was taught portfolio construction, account-specific details, estate and tax tools. In 2021, I expanded those skills by establishing RBS Wealth Management, and affiliating with Benjamin F. Edwards.
Looking ahead, 2025 marks an exciting milestone as RBS Wealth Management becomes an independent firm. This transition opens the door to greater opportunities to serve our clients, offering enhanced investment solutions, access to advanced technology, and a more flexible, client-focused approach. We’re thrilled about the future and the ability to deliver even more personalized strategies to help our clients achieve their financial goals.
Adam Minor
Wealth Advisor
While I am no longer practicing, my professional journey began in public accounting, where I earned my CPA license. I later moved into corporate finance, served as a Controller for a family-owned business, taught finance at Davenport University, and worked closely with real estate investors. Each step strengthened my passion for impacting lives and helping individuals and families achieve lasting financial freedom.
Today, I continue to build on that foundation — utilizing new skills and powerful tools to contribute meaningfully to the legacy of RBS Wealth Management’s clients. Your financial freedom starts here, with a team that truly cares about your goals and your future.
My wife, Ashley, and I live in Byron Center with our three children — Blaire, Jack, and Pierson — along with our dog Rosie and our cat, Pete. As a family, we cherish traveling, hiking, and playing games together. Personally, I also enjoy golf, hunting, coaching, and cheering on my kids in their activities. I pursued my undergraduate degree in Accounting at Michigan State University and later earned my MBA from Grand Valley State University — a journey built on hard work, family values, and a commitment to helping others find success.
Sheena Stemler
Client Services Manager
I began my financial services career in 2017 and bring over 20 years of client service experience to RBS Wealth Management. I’m passionate about building relationships, earning trust, and helping clients reach their goals. In my role, I focus on office management and delivering exceptional client service.
My husband, Luke, and I live in Portland with our two sons, Austyn and Reed. When I’m not in the office, you can find me cheering on my kids at their sporting events, volunteering with their teams, visiting new baseball stadiums, and spending time outdoors- especially relaxing by our new pool with family.
Joanna Link
Client Services Representative
Since joining RBS Wealth Management in 2024, I’ve embraced every opportunity to serve our clients and grow alongside them. Growing up on my family’s fifth-generation dairy farm sparked my passion for community and small business, and I’m grateful to contribute to both through my work at RBS. With a background in HR and marketing and a bachelor’s degree in business management from Grand Valley State University, I’m committed to building strong relationships and providing exceptional service for our clients. Outside of work, I enjoy boating, hiking, baking, tackling home improvement projects, and spending time with family.